Personal Finance & Money Guides
Practical money guides — budgeting, saving, investing, and getting out of debt.
All Personal Finance & Money Guides
29 guides
How to get a personal loan with bad credit
Need emergency funding? Discover how to get a personal loan with bad credit using credit unions, co-signers, and bad-cre...
How to track your spending daily
Want to take control of your money? Learn how to track your spending daily using apps, spreadsheets, and the evening tra...
How to negotiate a lower interest rate
Tired of high interest? Learn how to negotiate a lower interest rate on credit cards and loans using phone scripts and c...
How to cancel a credit card without hurting your credit
Want to close an account? Learn how to cancel a credit card without hurting your credit using balance clearance rules an...
How to dispute a charge on your credit card
Victim of billing errors or fraud? Learn how to dispute a charge on your credit card step-by-step, including merchant co...
How to improve your credit score fast
Need to boost your score? Discover how to improve your credit score fast using the payment timing trick, credit utilizat...
How to start saving for retirement in your 30s
Starting late? Discover how to start saving for retirement in your 30s using employer match plans, compound calculations...
How to start a Roth IRA step by step
Want tax-free retirement growth? Learn how to start a Roth IRA step by step, from broker selection to index fund allocat...
How to invest in index funds for beginners
Index funds are, for most beginner investors, the closest thing the world of investing has to a sensible default. A comp...
How to start investing with little money
Ready to build wealth? Learn how to start investing with little money using fractional shares, micro-investing apps, and...
How to build an emergency fund from nothing
Have no savings? Learn how to build an emergency fund from nothing using micro-savings apps, habit tweaks, and automated...
How to get out of debt without a lot of money
Struggling with balances? Learn how to get out of debt without a lot of money using hardship programs, settlement tactic...